Stellar vs IOTA

General

Description

Stellar Logo
Stellar
 (XLM)

Stellar is a decentralized payment network used by both businesses (e.g., financial service providers) and individuals to process cross-border payments quickly, cheaply, and efficiently across different currency zones. Thanks to its built-in “Asset Exchange,” assets such as currencies can be seamlessly exchanged with one another.

Stellar overview
IOTA Logo
IOTA
 (IOTA)

IOTA is a blockchain platform designed for the Internet of Things (IoT) that enables automated payments between machines and devices. The project uses the Move Virtual Machine and focuses on applications like smart cities, supply chain tracking, and the machine economy.

IOTA overview

Purpose and goals

Stellar Logo
Stellar
 (XLM)
  • Efficient cross-border payments
  • Payment network for financial service providers
  • Integrated asset exchange
IOTA Logo
IOTA
 (IOTA)
  • IoT Applications
  • Move Virtual Machine
  • Enterprise Blockchain

Price and market data

Price chart

Stellar
 (XLM)

$0.426

-6.22%
IOTA
 (IOTA)

$0.200

-4.02%
Market data
StellarIOTA
Market cap
$13.34B
$792.87M
Market share
0.33%
0.020%
Current price

$0.43

-$0.0012-0.27%

$0.20

-$0.00096-0.48%
XLM converterIOTA converter
All-time high
$0.88
Jan 03, 2018-51.33%
$5.25
Dec 19, 2017-96.19%
Crypto all-time highs
Cycle low
$0.028
+1,445.18%Mar 13, 2020
$0.077
+158.92%Mar 13, 2020
Prediction for 2025
Powered by AI
$0.56
+31.94%
$0.46
+130.33%
XLM predictionIOTA prediction
Relative Strength Index
Neutral
BuySell
Neutral (53.24)
Neutral
BuySell
Neutral (48.44)
Price trend
Positive
(16/30 days)
Positive
(16/30 days)
Price performance
+345.17%
+54.32%
Price performance
+4.22%
-33.06%
Price performance
-10.66%
-14.03%
Price performance
-6.22%
-4.02%
Price performance
-0.27%
-0.48%
Price performance
-0.52%
-0.42%
Annual return
+29.69%
-30.81%
Annual return
+149.95%
-10.40%
Annual return
+83.06%
+88.79%
XLM returnsIOTA returns
Total return
+16,047.95%
2014 – 2025
-62.21%
2017 – 2025
Average annual return
+1,140.33%
+96.60%
Transaction volume
$475.87M
24h
$23.59M
24h
Max supply
50B
Circulating supply
31.3B
3.96B
Inflation
8.03%
Year
21.16%
Year
Crypto inflation

On-chain data

Market data
StellarIOTA
Total Value Locked (TVL)
$150.45M
$6.62M
What is Total Value Locked?
Market cap/TVL (ratio)
88.68
119.79
Transactions (avg./day)
Active addresses (24h)

Our rating

Our rating
StellarIOTA
Our overall rating
Stellar
IOTA
How we evaluate cryptocurrencies

Our individual ratings

Risk
Stellar: 2 of 10
Risk (Stellar)
IOTA: 1 of 10
Risk (IOTA)
Stellar Logo
IOTA Logo
riskyless risky
Community
Stellar: 4 of 10
Community (Stellar)
IOTA: 5 of 10
Community (IOTA)
Stellar Logo
IOTA Logo
smalllarge
Hype & momentum
Stellar: 2 of 10
Hype & momentum (Stellar)
IOTA: 5 of 10
Hype & momentum (IOTA)
Stellar Logo
IOTA Logo
weakstrong
Active usage
Stellar: 2 of 10
Active usage (Stellar)
IOTA: 1 of 10
Active usage (IOTA)
Stellar Logo
IOTA Logo
lowhigh
Network effect
Stellar: 1 of 10
Network effect (Stellar)
IOTA: 1 of 10
Network effect (IOTA)
Stellar Logo
IOTA Logo
weakstrong
Decentralization
Stellar: 4 of 10
Decentralization (Stellar)
IOTA: 1 of 10
Decentralization (IOTA)
Stellar Logo
IOTA Logo
centralizeddecentralized

Our opinion

Stellar Logo
Stellar
 (XLM)
The open-source Stellar network shares similarities with Ripple (XRP) both in its target audience and technology: neither uses a traditional blockchain to manage their decentralized networks, and both aim to make cross-border payments more efficient. This similarity is no coincidence, as Jed McCaleb, one of Stellar’s co-founders, previously worked at Ripple (XRP). Cross-border payment flows present significant challenges for many financial institutions, often being costly and slow. Stellar addresses similar issues as Ripple but takes a more open approach by serving both businesses and individuals. The Stellar network is already used by notable payment providers such as Stripe, MoneyGram, and Circle. We find Stellar very interesting but feel the market in this segment is too uncertain to form a definitive judgment.
Stellar overview
IOTA Logo
IOTA
 (IOTA)
IOTA underwent one of the most dramatic transformations in crypto: After years developing its own Tangle technology, the project made a radical pivot to the Move Virtual Machine in 2024. While the original vision of a fee-free machine economy was innovative, the DAG-based approach failed due to practical issues like the never-removed Coordinator and performance weaknesses. The move to Move represents both capitulation and fresh start: IOTA now uses proven blockchain technology instead of experimental approaches. The project maintains its IoT focus but must regain trust from a divided community and compete against established Move chains like Sui and Aptos. IOTA's industry partnerships and domain expertise remain valuable, yet the entire ecosystem must be rebuilt from scratch. For investors, IOTA is now a completely different project than before – less visionary but potentially more realistic. We follow the development with interest but currently don't recommend investment due to high uncertainties and strong competition. IOTA's story shows: Even innovative ideas can fail, but the courage for radical realignment deserves respect.
IOTA overview

Details

Info
StellarIOTA
Founder
Jed McCaleb, Joyce Kim
David Sønstebø, Sergey Ivancheglo, Dominik Schiener, Serguei Popov
Developer
Stellar Development Foundation
IOTA Foundation
Published
2014
2016
Open source
Yes
Yes
Sector
Currency
Smart Contracts
Key feature
Payment Network
Parallel Transaction Processing
Blockchain
IOTA Rebased
Staking
No
No
Consensus mechanism
Stellar Consensus Protocol (SCP)
Proof of Stake
Energy consumption
Low
Low
Transactions per second
3,000 TPS
50,000 TPS
Institutional investors
  • Stripe
  • Galaxy Digital
  • ValueNet Capital
  • Astronaut Capital
  • Parallax Digital
  • Myriad Capital Management
  • etc.
  • Blocktree Capital
  • Outlier Ventures
  • How 2 Ventures
Community
826,954 followers
288,836 followers
Website
www.stellar.org
www.iota.org
Whitepaper
Whitepaper
Whitepaper
Stellar vs IOTA

Stellar or IOTA

Market data comparison of XLM versus IOTA

The current price of Stellar is $0.43 and has decreased by in the last 24 hours. IOTA is currently trading at $0.20, with a drop of over the same period. Stellar has a market cap of $13.34B and ranks 17th. IOTA follows with a market cap of $792.87M, ranking 136th — meaning it is valued lower.

We automatically update all market data every 15 minutes, so you always have the latest figures for your comparison.

Should I buy Stellar or IOTA?

You should be aware that investing in cryptocurrencies carries risks, and we are neither allowed nor intending to provide investment advice. Still, we'd like to offer some food for thought: consider the opportunities and risks associated with both Stellar and IOTA. What target markets and problems are these two projects aiming to address?

If you're still unsure whether to invest in Stellar or IOTA, you can take a look at some additional market data to help with your decision:

Currently, Stellar is about below it's all-time high of $0.88 reached on Jan 03, 2018.
In comparison, IOTA is down approximately from it's all-time high of $5.25 on Dec 19, 2017.
Stellar currently has a 1,917.30% higher 24h transaction volume of $475.87M compared to IOTA with $23.59M.
Over the past year, Stellar achieved a total return of , while IOTA returned . Keep in mind, however, that past performance rarely guarantees future results.

Additional criteria for comparing cryptocurrencies:

  • What problem does the project aim to solve, and is a decentralized network meaningful and necessary for it?
  • How actively is the network being used?
  • Does the project have a large and active community?
  • How strong is the development activity? (e.g., on GitHub)
  • How decentralized is the underlying blockchain and the project itself?

How we evaluate cryptocurrencies

These are just a few indicators you can use to better evaluate and compare cryptocurrencies like Stellar and IOTA. Cryptocurrencies and their underlying technologies are often difficult to compare — even for professionals. So don’t stress yourself out, and never let emotions or fear of missing out drive your investment decisions.

Where can I buy Stellar or IOTA?

Today, there are many reputable and secure exchanges that make it easy to invest in Stellar and IOTA. We're happy to help you choose the right one: simply use our exchange comparison tool to find the platform that best suits your needs. Both Stellar and IOTA are well-known and in high demand, which means they're available on most major exchanges.

Crypto exchanges comparison

Which crypto wallet is best for Stellar and IOTA?

If you want to store cryptocurrencies like Stellar or IOTA yourself, choosing the right wallet is essential. Consider your personal preferences when deciding: Is ease of use important to you? Do you prefer maximum security with a hardware wallet (USB device), or is a software wallet sufficient for your needs? Our crypto wallet comparison helps you find the best wallet for Stellar, IOTA, and many other cryptocurrencies.

Crypto wallets comparison

How does our comparison work?

Data & Interfaces

Our market data is automatically updated every 15 minutes. This means you can always use the latest data for your comparisons. We obtain the data through web interfaces (API) from CoinGecko, Santiment, DefiLlama, CoinCodex and many more

Research & Deepdive

We regularly sift through a jungle of technical whitepapers, websites, social media and forums for you. In doing so, we filter out essential and relevant information in order to present it to you clearly and comprehensibly in our comparison

Analysis & Valuation

We research and use analysis tools for blockchains and their networks, to form a fact-based foundation for our valuation. Please note that this is not an investment recommendation, but merely our personal opinion.

Community & Feedback

We check our information every 1-2 months to ensure it is up to date and correct. With the help of our community, we can find outdated or incorrect data even faster. Of course, we also welcome your feedback or suggestions for improvement!

Our data on cryptocurrencies was last updated on 2025-08-16T11:05:43.160321+00:00. Sources: CoinGecko, santiment.net, defillama.com, coincodex.com.

The content on this website is provided for general informational purposes only and does not constitute financial, investment, legal, or tax advice. It should not be interpreted as a guarantee of future price developments or as an invitation to act. All visitors are responsible for independently verifying any information before using a listed service. Trading cryptocurrencies involves significant risk and may result in the total loss of your invested capital. Past performance is not indicative of future results. We do not assume any liability for the timeliness, accuracy, or completeness of the information provided, including third-party content. Some of the links on this website are affiliate links. If you purchase a product or service through one of these links, we may receive a commission — at no additional cost to you. All actions are taken at your own risk.