XRP news

XRP remains below $2, with loss‑driven selling spiking across the network. Macro bearishness and lingering investor skepticism keep the token in a short‑term downtrend. Ripple has listed its US dollar‑backed stablecoin RLUSD on Binance, expanding visibility and paving the way for future integration with the XRP Ledger, which could boost on‑chain activity. Despite retail caution, institutional inflows of $69.5 million in the last week and $108.1 million month‑to‑date suggest long‑term conviction. A breakout above the downtrend line could lift XRP past $2.00 toward a near‑term target of $2.35.

XRP slid 19% from its January 5 high, driving the token into Santiment’s “extreme fear” zone as online chatter turned sharply bearish. On-chain data shows a holder structure echoing early 2022, with newer buyers accumulating below the cost basis of longer‑term holders; the market remains cautious, and a rebound would require price to stabilize and reclaim lost ground.

XRP climbed 2.95% to $1.96, nearing the $2 mark, as Ripple announced a partnership with DXC Technology. DXC will embed Ripple’s digital asset custody and payment solutions into its Hogan core banking platform, which serves over 300 million accounts worth more than $5 trillion worldwide. The collaboration aims to give banks secure, compliant digital‑asset capabilities without altering existing systems, boosting institutional adoption. Ripple’s broader ecosystem expansion and rising XRP price are expected to attract further interest from both institutional and retail participants.

XRP fell below $2, a 19% drop from its January 5, 2026 peak, and sentiment shifted from greed to extreme fear per Santiment, a pattern that historically precedes price reversals. Negative funding rates in perpetual futures, seen twice since 2024, suggest a buildup of shorts that could trigger a rebound. Binance added an XRP/RLUSD pair on Jan 21, 2026, widening liquidity for both assets and supporting the XRP Ledger ecosystem. Technical analysis from BeInCrypto notes a bullish divergence as XRP dipped, bolstering short‑term recovery expectations.

Binance has listed Ripple’s RLUSD stablecoin, launching zero‑fee spot pairs on Jan.22. The move is seen as a strategic push, offering cheaper routing that could lift RLUSD to the top three stablecoins if trading volume turns into sustained issuance. With a $1.4bn supply, RLUSD would need about $5.1bn more in circulation, demanding a 4‑to‑7× jump. The listing boosts liquidity and expands utility—portfolio margin, Binance Earn—but long‑term adoption hinges on institutional use beyond exchange trading.

Binance announced it will list Ripple’s dollar‑backed stablecoin RLUSD, the first major exchange debut for the token. The launch includes a zero‑fee promotion and immediate trading pairs such as RLUSD/USDT and XRP/RLUSD. The listing also grants RLUSD portfolio‑margin eligibility and entry into Binance Earn. RLUSD is fully collateralised 1:1 with U.S. dollars, short‑term Treasuries and cash, and currently has over $1.3 billion in market value. The exchange will support RLUSD on Ethereum at launch, with XRP Ledger integration expected later, providing low‑cost settlement for payments and expanding its reach in a competitive stable‑coin market.

XRP's on‑chain data shows a rare age‑band inversion, first seen in 2022, where short‑term buyers are buying below the 6‑ to 12‑month cohort’s realized price, creating overhead resistance. With 71.5% of the supply in profit, newer buyers hold better averages than older holders, and early‑January realized profit spikes hint at relief‑rally selling. Net outflows and lower open interest point to absorption, but rising inflows or profits could trigger distribution and stall momentum for months.

XRP fell below the $2 psychological level in a six‑day correction, spurred by trade‑war fears and a market‑wide sell‑off that saw $788.9 million of liquidated positions, including $39.5 million in XRP longs. The dip came despite $1.28 billion in cumulative ETF inflows and a surge to a six‑month high in on‑chain transactions. XRP is now testing a $1.96 support level, with key resistance at $1.80 and potential further declines toward $1.61 and the 200‑week EMA near $1.41, as RSI hits a 2026 low. Institutional demand remains steady, but stronger technical validation and higher volumes are needed for a breakout.

Digital asset investment products recorded $2.17 billion of net inflows last week, the strongest haul since Oct 2025, driven mainly by bitcoin ($1.55 billion) and other major tokens. Ether added $496 million, Solana $45.5 million, and XRP $69.5 million, showing appetite beyond bitcoin. Flows turned negative on Friday, with $378 million outflows amid geopolitical tensions and tariff concerns, including friction around Greenland. U.S. dominated inflows ($2.05 billion), while Germany, Switzerland, Canada, and Netherlands added modest amounts. Blockchain equities gained $72.6 million, indicating continued crypto exposure via public markets.

In South Korea, XRP has eclipsed Bitcoin and Ethereum as the top retail asset on major spot‑only exchanges. Data from Upbit and Bithumb show XRP/KRW trading volume ahead of BTC and ETH, reflecting a preference for its deep order book, tight spreads, and quick execution that suits the country’s high‑velocity, short‑holding market. Korean exchanges offer only spot trading, so speculators seeking leverage turn to high‑beta assets. XRP’s volatility delivers short‑term gains while remaining liquid, allowing traders to enter and exit rapidly during peak hours. The result is a “spot‑only” proxy for leverage that fuels daily rallies. The domestic retail appetite has attracted institutional players. After the SEC lawsuit’s dismissal in 2025, firms such as Franklin Templeton launched XRP‑focused ETFs, and custodians like BDACS have begun offering XRP custody, signaling a shift from speculative tool to infrastructure‑backed asset.