XRP news

XRP exchange-traded funds (ETFs) have shifted from net inflows to outflows for the first time since their 2025 launch, with $28 million in redemptions in March. This follows a strong start that saw $1.2 billion in cumulative inflows over four months. Despite the ETF slowdown, institutional interest in XRP remains robust. Goldman Sachs holds over $152 million in XRP ETFs, and a Coinbase-EY survey shows 18% of institutional investors are already allocated to XRP, with 25% planning to add it in 2026. Ripple is expanding its institutional offerings beyond ETFs to include custody, stablecoins, and treasury tools, while the XRP Ledger is gaining traction in tokenization with over $1 billion in monthly stablecoin volume. XRP's price has been trading around $1.40 amid these mixed signals.

Bitget Wallet has launched the Onchain Payments Matrix, a new infrastructure connecting stablecoins with traditional and blockchain financial networks. The system integrates with Ripple, Mastercard, Visa, Tether, Circle, and MoonPay, linking users to over 150 million merchants across 50 markets. The self-custodial platform aims to streamline stablecoin payments for consumer, cross-border, and agentic financial applications. It also supports QR payments at more than 2.5 million merchants in Asia and Latin America. The launch comes as stablecoin transaction volume has surpassed $33 trillion annually, with crypto-linked card spending growing 525% year-over-year.

Ripple has joined Singapore's central bank BLOOM initiative to pilot programmable cross-border trade settlements using the XRP Ledger and its RLUSD stablecoin. The project, in partnership with Unloq, aims to automate payments upon verified shipment conditions to enhance transparency and access for small businesses. Singapore's Monetary Authority leads BLOOM, which includes major financial institutions like JPMorgan and Standard Chartered, building on earlier digital currency work.

Ripple has joined Singapore's MAS BLOOM initiative with Unloq to pilot programmable cross-border trade settlement using the XRP Ledger and its stablecoin RLUSD. The pilot will utilize Unloq's smart-contract-driven trade finance infrastructure and aims to improve settlement risk visibility and access for smaller businesses. This follows Ripple's expanded payment license approval in Singapore in late 2025, as the country continues advancing its tokenization agenda across financial markets.

Ripple is testing its RLUSD stablecoin for cross-border trade finance in Singapore's central bank sandbox program. The pilot with Unloq aims to automate payments when conditions like shipment verification are met, replacing slow manual processes. Singapore's MAS selected Ripple for its BLOOM initiative, signaling regulatory credibility for RLUSD on the XRP Ledger. This follows recent Ripple expansions into stablecoin infrastructure and an Australian license, building enterprise-focused compliance.

XRP traded at $1.4555 on March 20, just below the $1.5119 resistance that capped its mid‑month rally. Glassnode data showed new addresses rise to about 12,000, a 354 % jump from the usual 2,500‑3,500 daily count, indicating fresh participants rather than existing holders moving funds. Earlier spikes in January and February coincided with volatility but did not spark lasting breakouts. Santiment shows whale transactions in the 10‑100 million XRP range peaked around March 15 and have since slipped, a classic distribution signal. If the new retail entrants hold, a daily close above $1.5119 could reopen the path to $1.58 and possibly $1.70; a fall below $1.33 would break the February‑5 recovery structure and push the floor toward $1.21.

The MERGE São Paulo 2026 conference put Brazil at the forefront of stablecoin adoption, with Ripple calling it its fastest‑growing market and citing clear regulation and private‑sector collaboration. Chainalysis noted early organic use of stablecoins for import‑export and the coexistence of Pix with crypto. Panels highlighted a shift from payment use to institutional applications, such as tokenized funds in repo and collateral markets, described by BTG Pactual and Ripple pilots. Traditional firms—including Stripe, Western Union, Fidelity and Visa—are building stablecoin‑based payment rails, settlement layers and credit‑card products. Ripple’s RLUSD, dubbed “Ripple Dollars,” is now among the top five dollar‑backed stablecoins and is regulated by New York DFS and the OCC. Forecasts predict broader bank custody, growth of non‑USD stablecoins and the rise of tokenized currency markets.

Ripple's 2026 survey of over 1,000 finance leaders shows 72% say offering digital‑asset solutions is essential to stay competitive. Respondents included banks, asset managers, fintechs and corporates. Stablecoins received the strongest backing, with 74% citing cash‑flow efficiency and capital release, while tokenization interest grew, 89% of banks and asset managers prioritising custody and storage. Security certifications were critical for 97% of participants. More than half of institutions prefer a single‑provider “one‑stop‑shop,” especially 71% of corporates. Key partner criteria were security, technical support and industry experience.

t54 announced that autonomous AI agents can now pay for services natively on the XRP Ledger using XRP and Ripple USD (RLUSD). The system uses t54's x402 facilitator, an open standard for machine-native payments launched by Coinbase and Cloudflare in 2025. The development could strengthen XRP's long-term case by giving it a role in AI-driven 'agent commerce,' but its impact on price depends on whether this technology scales effectively. XRP was trading at $1.45, down over 1% amid market volatility.

Bitcoin slipped below $70,000 amid inflation surprises, hawkish Fed signals and rising oil prices, prompting a broader risk‑off move. A Bitcoin OG sold 1,000 BTC worth about $72 million, adding to prior transfers of 3,500 BTC to Binance and generating roughly $330 million profit while still holding 1,500 BTC. Early investor Owen Gunden also off‑loaded 650 BTC for $46.3 million.