Stellar vs Ondo

General

Description

Stellar Logo
Stellar
 (XLM)

Stellar is a decentralized payment network used by both businesses (e.g., financial service providers) and individuals to process cross-border payments quickly, cheaply, and efficiently across different currency zones. Thanks to its built-in “Asset Exchange,” assets such as currencies can be seamlessly exchanged with one another.

Stellar overview
Ondo Logo
Ondo
 (ONDO)

Ondo Finance brings real-world assets (RWAs), such as government bonds and money market funds, onto the blockchain, making them tradable at any time and without the need for a bank account. The project collaborates with renowned financial institutions like BlackRock and is developing the Ondo Chain, a blockchain specifically tailored to regulatory and institutional requirements.

Ondo overview

Purpose and goals

Stellar Logo
Stellar
 (XLM)
  • Efficient cross-border payments
  • Payment network for financial service providers
  • Integrated asset exchange
Ondo Logo
Ondo
 (ONDO)
  • Tokenization of real-world assets (RWA)
  • Bridge between TradFi and DeFi
  • Regulatory-compliant blockchain infrastructure

Price and market data

Price chart

Stellar
 (XLM)

$0.429

-5.70%
Ondo
 (ONDO)

$0.989

-3.44%
Market data
StellarOndo
Market cap
$13.45B
$3.13B
Market share
0.33%
0.077%
Current price

$0.43

+$0.0054+1.26%

$0.99

-$0.014-1.40%
XLM converterONDO converter
All-time high
$0.88
Jan 03, 2018-50.94%
$2.14
Dec 16, 2024-53.73%
Crypto all-time highs
Cycle low
$0.028
+1,454.77%Mar 13, 2020
$0.63
+57.32%Jun 22, 2025
Prediction for 2025
Powered by AI
$0.56
+30.95%
$2.56
+158.34%
XLM predictionONDO prediction
Relative Strength Index
Neutral
BuySell
Neutral (51.66)
Neutral
BuySell
Neutral (53.5)
Price trend
Positive
(16/30 days)
Positive
(16/30 days)
Price performance
+352.18%
+38.41%
Price performance
+6.12%
-25.86%
Price performance
-7.67%
+2.90%
Price performance
-5.70%
-3.44%
Price performance
+1.26%
-1.40%
Price performance
-0.24%
-0.27%
Annual return
+29.69%
-27.76%
Annual return
+149.95%
+1,186.25%
Annual return
+83.06%
XLM returnsONDO returns
Total return
+15,834.62%
2014 – 2025
+356.86%
2024 – 2025
Average annual return
+1,140.33%
+579.24%
Transaction volume
$537.1M
24h
$185.48M
24h
Max supply
50B
10B
Circulating supply
31.3B
3.16B
Inflation
8.03%
Year
Year
Crypto inflation

On-chain data

Market data
StellarOndo
Total Value Locked (TVL)
$150.07M
$1.37B
What is Total Value Locked?
Market cap/TVL (ratio)
89.64
2.28
Transactions (avg./day)
1,777
Active addresses (24h)

Our rating

Our rating
StellarOndo
Our overall rating
Stellar
Ondo
How we evaluate cryptocurrencies

Our individual ratings

Risk
Stellar: 2 of 10
Risk (Stellar)
Ondo: 6 of 10
Risk (Ondo)
Stellar Logo
Ondo Logo
riskyless risky
Community
Stellar: 4 of 10
Community (Stellar)
Ondo: 5 of 10
Community (Ondo)
Stellar Logo
Ondo Logo
smalllarge
Hype & momentum
Stellar: 2 of 10
Hype & momentum (Stellar)
Ondo: 7 of 10
Hype & momentum (Ondo)
Stellar Logo
Ondo Logo
weakstrong
Active usage
Stellar: 2 of 10
Active usage (Stellar)
Ondo: 6 of 10
Active usage (Ondo)
Stellar Logo
Ondo Logo
lowhigh
Network effect
Stellar: 1 of 10
Network effect (Stellar)
Ondo: 5 of 10
Network effect (Ondo)
Stellar Logo
Ondo Logo
weakstrong
Decentralization
Stellar: 4 of 10
Decentralization (Stellar)
Ondo: 2 of 10
Decentralization (Ondo)
Stellar Logo
Ondo Logo
centralizeddecentralized

Our opinion

Stellar Logo
Stellar
 (XLM)
The open-source Stellar network shares similarities with Ripple (XRP) both in its target audience and technology: neither uses a traditional blockchain to manage their decentralized networks, and both aim to make cross-border payments more efficient. This similarity is no coincidence, as Jed McCaleb, one of Stellar’s co-founders, previously worked at Ripple (XRP). Cross-border payment flows present significant challenges for many financial institutions, often being costly and slow. Stellar addresses similar issues as Ripple but takes a more open approach by serving both businesses and individuals. The Stellar network is already used by notable payment providers such as Stripe, MoneyGram, and Circle. We find Stellar very interesting but feel the market in this segment is too uncertain to form a definitive judgment.
Stellar overview
Ondo Logo
Ondo
 (ONDO)
Ondo Finance targets one of the fastest-growing markets in the crypto sector: the tokenization of real-world assets (RWA). This area has the potential to bring trillions of traditional financial assets onto the blockchain by providing institutional investors with compliant access to DeFi. The partnership with BlackRock and focus on liquid assets like government bonds build trust and may give Ondo a strategic advantage. However, the long-term adoption of the Ondo Chain remains uncertain. While it aims to address regulatory challenges, institutional players might still prefer centralized solutions tailored to their specific needs. Furthermore, close ties to traditional finance structures could limit Ondo’s flexibility in the decentralized finance space, making it less appealing to typical DeFi users. Ultimately, Ondo’s success will depend on its ability to balance regulatory compliance, liquidity, and decentralization effectively. If it can attract institutional capital without sacrificing openness to the crypto sector, Ondo Finance could become a leading platform for RWA tokenization. Conversely, regulatory uncertainties or weak network effects could slow its growth and allow competitors to outpace it.
Ondo overview

Details

Info
StellarOndo
Founder
Jed McCaleb, Joyce Kim
Nathan Allman, Pinku Surana
Developer
Stellar Development Foundation
Ondo Finance, Inc.
Published
2014
2021
Open source
Yes
No
Sector
Currency
Real World Assets
Key feature
Payment Network
Institutional Blockchain
Blockchain
Ethereum Blockchain
Staking
No
Yes
Consensus mechanism
Stellar Consensus Protocol (SCP)
Proof of Stake
Energy consumption
Low
Low
Transactions per second
3,000 TPS
Institutional investors
  • Stripe
  • Galaxy Digital
  • ValueNet Capital
  • Astronaut Capital
  • Parallax Digital
  • Myriad Capital Management
  • etc.
  • Pantera Capital
  • Coinbase Ventures
  • Tiger Global Management
  • Digital Currency Group
  • Shima Capital
  • CMS Holdings
  • etc.
Community
826,954 followers
338,804 followers
Website
www.stellar.org
ondo.finance
Whitepaper
Whitepaper
Whitepaper
Stellar vs Ondo

Stellar or Ondo

Market data comparison of XLM versus ONDO

The current price of Stellar is $0.43 and has increased by in the last 24 hours. Ondo is currently trading at $0.99, with a drop of over the same period. Stellar has a market cap of $13.45B and ranks 17th. Ondo follows with a market cap of $3.13B, ranking 48th — meaning it is valued lower.

We automatically update all market data every 15 minutes, so you always have the latest figures for your comparison.

Should I buy Stellar or Ondo?

You should be aware that investing in cryptocurrencies carries risks, and we are neither allowed nor intending to provide investment advice. Still, we'd like to offer some food for thought: consider the opportunities and risks associated with both Stellar and Ondo. What target markets and problems are these two projects aiming to address?

If you're still unsure whether to invest in Stellar or Ondo, you can take a look at some additional market data to help with your decision:

Currently, Stellar is about below it's all-time high of $0.88 reached on Jan 03, 2018.
In comparison, Ondo is down approximately from it's all-time high of $2.14 on Dec 16, 2024.
Stellar currently has a 189.58% higher 24h transaction volume of $537.1M compared to Ondo with $185.48M.
Over the past year, Stellar achieved a total return of , while Ondo returned . Keep in mind, however, that past performance rarely guarantees future results.

Additional criteria for comparing cryptocurrencies:

  • What problem does the project aim to solve, and is a decentralized network meaningful and necessary for it?
  • How actively is the network being used?
  • Does the project have a large and active community?
  • How strong is the development activity? (e.g., on GitHub)
  • How decentralized is the underlying blockchain and the project itself?

How we evaluate cryptocurrencies

These are just a few indicators you can use to better evaluate and compare cryptocurrencies like Stellar and Ondo. Cryptocurrencies and their underlying technologies are often difficult to compare — even for professionals. So don’t stress yourself out, and never let emotions or fear of missing out drive your investment decisions.

Where can I buy Stellar or Ondo?

Today, there are many reputable and secure exchanges that make it easy to invest in Stellar and Ondo. We're happy to help you choose the right one: simply use our exchange comparison tool to find the platform that best suits your needs. Both Stellar and Ondo are well-known and in high demand, which means they're available on most major exchanges.

Crypto exchanges comparison

Which crypto wallet is best for Stellar and Ondo?

If you want to store cryptocurrencies like Stellar or Ondo yourself, choosing the right wallet is essential. Consider your personal preferences when deciding: Is ease of use important to you? Do you prefer maximum security with a hardware wallet (USB device), or is a software wallet sufficient for your needs? Our crypto wallet comparison helps you find the best wallet for Stellar, Ondo, and many other cryptocurrencies.

Crypto wallets comparison

How does our comparison work?

Data & Interfaces

Our market data is automatically updated every 15 minutes. This means you can always use the latest data for your comparisons. We obtain the data through web interfaces (API) from CoinGecko, Santiment, DefiLlama, CoinCodex and many more

Research & Deepdive

We regularly sift through a jungle of technical whitepapers, websites, social media and forums for you. In doing so, we filter out essential and relevant information in order to present it to you clearly and comprehensibly in our comparison

Analysis & Valuation

We research and use analysis tools for blockchains and their networks, to form a fact-based foundation for our valuation. Please note that this is not an investment recommendation, but merely our personal opinion.

Community & Feedback

We check our information every 1-2 months to ensure it is up to date and correct. With the help of our community, we can find outdated or incorrect data even faster. Of course, we also welcome your feedback or suggestions for improvement!

Our data on cryptocurrencies was last updated on 2025-08-15T23:50:31.360741+00:00. Sources: CoinGecko, santiment.net, defillama.com, coincodex.com.

The content on this website is provided for general informational purposes only and does not constitute financial, investment, legal, or tax advice. It should not be interpreted as a guarantee of future price developments or as an invitation to act. All visitors are responsible for independently verifying any information before using a listed service. Trading cryptocurrencies involves significant risk and may result in the total loss of your invested capital. Past performance is not indicative of future results. We do not assume any liability for the timeliness, accuracy, or completeness of the information provided, including third-party content. Some of the links on this website are affiliate links. If you purchase a product or service through one of these links, we may receive a commission — at no additional cost to you. All actions are taken at your own risk.