Stellar vs Aave

General

Description

Stellar Logo
Stellar
 (XLM)

Stellar is a decentralized payment network used by both businesses (e.g., financial service providers) and individuals to process cross-border payments quickly, cheaply, and efficiently across different currency zones. Thanks to its built-in “Asset Exchange,” assets such as currencies can be seamlessly exchanged with one another.

Stellar overview
Aave Logo
Aave
 (AAVE)

Aave is a decentralized finance (DeFi) protocol built on the Ethereum blockchain that enables users to lend and borrow cryptocurrencies without intermediaries, earning interest in the process. Aave employs specific technical mechanisms to ensure proper collateralization and security of the loans.

Aave overview

Purpose and goals

Stellar Logo
Stellar
 (XLM)
  • Efficient cross-border payments
  • Payment network for financial service providers
  • Integrated asset exchange
Aave Logo
Aave
 (AAVE)
  • Decentralized finance and lending system
  • Open protocol & interface
  • Liquidity pools

Price and market data

Price chart

Stellar
 (XLM)

$0.429

-5.70%
Aave
 (AAVE)

$299.70

+2.64%
Market data
StellarAave
Market cap
$13.45B
$4.56B
Market share
0.33%
0.11%
Current price

$0.43

+$0.0054+1.26%

$299.70

-$13.76-4.59%
XLM converterAAVE converter
All-time high
$0.88
Jan 03, 2018-50.94%
$661.69
May 18, 2021-54.68%
Crypto all-time highs
Cycle low
$0.028
+1,454.77%Mar 13, 2020
$0.48
+194.82%Jun 18, 2022
Prediction for 2025
Powered by AI
$0.56
+30.95%
$909.10
+203.59%
XLM predictionAAVE prediction
Relative Strength Index
Neutral
BuySell
Neutral (51.66)
Neutral
BuySell
Neutral (54.17)
Price trend
Positive
(16/30 days)
Negative
(17/30 days)
Price performance
+352.18%
+181.43%
Price performance
+6.12%
-1.25%
Price performance
-7.67%
-8.85%
Price performance
-5.70%
+2.64%
Price performance
+1.26%
-4.59%
Price performance
-0.24%
+0.0096%
Annual return
+29.69%
-6.81%
Annual return
+149.95%
+188.73%
Annual return
+83.06%
+112.25%
XLM returnsAAVE returns
Total return
+15,834.62%
2014 – 2025
+458.86%
2020 – 2025
Average annual return
+1,140.33%
+81.42%
Transaction volume
$537.1M
24h
$617M
24h
Max supply
50B
16M
Circulating supply
31.3B
15.21M
Inflation
8.03%
Year
Year
Crypto inflation

On-chain data

Market data
StellarAave
Total Value Locked (TVL)
$150.07M
$37.74B
What is Total Value Locked?
Market cap/TVL (ratio)
89.64
0.12
Transactions (avg./day)
1,119
Active addresses (24h)

Our rating

Our rating
StellarAave
Our overall rating
Stellar
Aave
How we evaluate cryptocurrencies

Our individual ratings

Risk
Stellar: 2 of 10
Risk (Stellar)
Aave: 5 of 10
Risk (Aave)
Stellar Logo
Aave Logo
riskyless risky
Community
Stellar: 4 of 10
Community (Stellar)
Aave: 6 of 10
Community (Aave)
Stellar Logo
Aave Logo
smalllarge
Hype & momentum
Stellar: 2 of 10
Hype & momentum (Stellar)
Aave: 5 of 10
Hype & momentum (Aave)
Stellar Logo
Aave Logo
weakstrong
Active usage
Stellar: 2 of 10
Active usage (Stellar)
Aave: 7 of 10
Active usage (Aave)
Stellar Logo
Aave Logo
lowhigh
Network effect
Stellar: 1 of 10
Network effect (Stellar)
Aave: 5 of 10
Network effect (Aave)
Stellar Logo
Aave Logo
weakstrong
Decentralization
Stellar: 4 of 10
Decentralization (Stellar)
Aave: 6 of 10
Decentralization (Aave)
Stellar Logo
Aave Logo
centralizeddecentralized

Our opinion

Stellar Logo
Stellar
 (XLM)
The open-source Stellar network shares similarities with Ripple (XRP) both in its target audience and technology: neither uses a traditional blockchain to manage their decentralized networks, and both aim to make cross-border payments more efficient. This similarity is no coincidence, as Jed McCaleb, one of Stellar’s co-founders, previously worked at Ripple (XRP). Cross-border payment flows present significant challenges for many financial institutions, often being costly and slow. Stellar addresses similar issues as Ripple but takes a more open approach by serving both businesses and individuals. The Stellar network is already used by notable payment providers such as Stripe, MoneyGram, and Circle. We find Stellar very interesting but feel the market in this segment is too uncertain to form a definitive judgment.
Stellar overview
Aave Logo
Aave
 (AAVE)
Aave is one of the earliest, most popular, and well-known DeFi applications, and has shown tremendous growth since launching in 2017. The size of its liquidity pools and the total value locked (TVL) in the protocol continue to rise steadily, currently sitting in the double-digit billions. What makes open finance protocols like Aave particularly interesting is that other applications—and even traditional financial institutions—can tap into its liquidity pools and mechanisms. Aave has been running for quite some time without any major issues, earning it a reputation as one of the safest and most “battle-tested” players in the decentralized finance sector. For these reasons, our outlook on Aave remains positive. If user adoption continues to grow, and perhaps even attracts clients from outside the crypto space, there’s strong potential for long-term price appreciation. Although Aave faces strong competition from projects like Compound and Maker, we believe there’s ample room for multiple successful providers in this segment.
Aave overview

Details

Info
StellarAave
Founder
Jed McCaleb, Joyce Kim
Stani Kulechov
Developer
Stellar Development Foundation
Community, Aave
Published
2014
2017
Open source
Yes
Yes
Sector
Currency
Lending
Key feature
Payment Network
Open Lending Protocol
Blockchain
Ethereum Blockchain
Staking
No
Yes
Consensus mechanism
Stellar Consensus Protocol (SCP)
Ethereum (ERC-20 Token)
Energy consumption
Low
Medium
Transactions per second
3,000 TPS
Institutional investors
  • Stripe
  • Galaxy Digital
  • ValueNet Capital
  • Astronaut Capital
  • Parallax Digital
  • Myriad Capital Management
  • etc.
  • ArkStream Capital
  • Blockchain Capital
  • Pantera Capital
  • Multicoin Capital
  • Three Arrows Capital
  • Blockchain.com Ventures
  • etc.
Community
826,954 followers
639,588 followers
Website
www.stellar.org
aave.com
Whitepaper
Whitepaper
Whitepaper
Stellar vs Aave

Stellar or Aave

Market data comparison of XLM versus AAVE

The current price of Stellar is $0.43 and has increased by in the last 24 hours. Aave is currently trading at $299.70, with a drop of over the same period. Stellar has a market cap of $13.45B and ranks 17th. Aave follows with a market cap of $4.56B, ranking 39th — meaning it is valued lower.

We automatically update all market data every 15 minutes, so you always have the latest figures for your comparison.

Should I buy Stellar or Aave?

You should be aware that investing in cryptocurrencies carries risks, and we are neither allowed nor intending to provide investment advice. Still, we'd like to offer some food for thought: consider the opportunities and risks associated with both Stellar and Aave. What target markets and problems are these two projects aiming to address?

If you're still unsure whether to invest in Stellar or Aave, you can take a look at some additional market data to help with your decision:

Currently, Stellar is about below it's all-time high of $0.88 reached on Jan 03, 2018.
In comparison, Aave is down approximately from it's all-time high of $661.69 on May 18, 2021.
Stellar currently has a 12.95% lower 24h transaction volume of $537.1M compared to Aave with $617M.
Over the past year, Stellar achieved a total return of , while Aave returned . Keep in mind, however, that past performance rarely guarantees future results.

Additional criteria for comparing cryptocurrencies:

  • What problem does the project aim to solve, and is a decentralized network meaningful and necessary for it?
  • How actively is the network being used?
  • Does the project have a large and active community?
  • How strong is the development activity? (e.g., on GitHub)
  • How decentralized is the underlying blockchain and the project itself?

How we evaluate cryptocurrencies

These are just a few indicators you can use to better evaluate and compare cryptocurrencies like Stellar and Aave. Cryptocurrencies and their underlying technologies are often difficult to compare — even for professionals. So don’t stress yourself out, and never let emotions or fear of missing out drive your investment decisions.

Where can I buy Stellar or Aave?

Today, there are many reputable and secure exchanges that make it easy to invest in Stellar and Aave. We're happy to help you choose the right one: simply use our exchange comparison tool to find the platform that best suits your needs. Both Stellar and Aave are well-known and in high demand, which means they're available on most major exchanges.

Crypto exchanges comparison

Which crypto wallet is best for Stellar and Aave?

If you want to store cryptocurrencies like Stellar or Aave yourself, choosing the right wallet is essential. Consider your personal preferences when deciding: Is ease of use important to you? Do you prefer maximum security with a hardware wallet (USB device), or is a software wallet sufficient for your needs? Our crypto wallet comparison helps you find the best wallet for Stellar, Aave, and many other cryptocurrencies.

Crypto wallets comparison

How does our comparison work?

Data & Interfaces

Our market data is automatically updated every 15 minutes. This means you can always use the latest data for your comparisons. We obtain the data through web interfaces (API) from CoinGecko, Santiment, DefiLlama, CoinCodex and many more

Research & Deepdive

We regularly sift through a jungle of technical whitepapers, websites, social media and forums for you. In doing so, we filter out essential and relevant information in order to present it to you clearly and comprehensibly in our comparison

Analysis & Valuation

We research and use analysis tools for blockchains and their networks, to form a fact-based foundation for our valuation. Please note that this is not an investment recommendation, but merely our personal opinion.

Community & Feedback

We check our information every 1-2 months to ensure it is up to date and correct. With the help of our community, we can find outdated or incorrect data even faster. Of course, we also welcome your feedback or suggestions for improvement!

Our data on cryptocurrencies was last updated on 2025-08-15T23:50:31.360741+00:00. Sources: CoinGecko, santiment.net, defillama.com, coincodex.com.

The content on this website is provided for general informational purposes only and does not constitute financial, investment, legal, or tax advice. It should not be interpreted as a guarantee of future price developments or as an invitation to act. All visitors are responsible for independently verifying any information before using a listed service. Trading cryptocurrencies involves significant risk and may result in the total loss of your invested capital. Past performance is not indicative of future results. We do not assume any liability for the timeliness, accuracy, or completeness of the information provided, including third-party content. Some of the links on this website are affiliate links. If you purchase a product or service through one of these links, we may receive a commission — at no additional cost to you. All actions are taken at your own risk.