BNB vs Stellar

General

Description

BNB Logo
BNB
 (BNB)

BNB (formerly Binance Coin) is the native cryptocurrency of the Binance exchange, one of the world’s largest crypto trading platforms. BNB is used to execute transactions and smart contracts on Binance’s own blockchain, the BNB Chain. Additionally, Binance offers benefits to BNB holders on its platform, such as reduced trading fees.

BNB overview
Stellar Logo
Stellar
 (XLM)

Stellar is a decentralized payment network used by both businesses (e.g., financial service providers) and individuals to process cross-border payments quickly, cheaply, and efficiently across different currency zones. Thanks to its built-in “Asset Exchange,” assets such as currencies can be seamlessly exchanged with one another.

Stellar overview

Purpose and goals

BNB Logo
BNB
 (BNB)
  • Smart contract platform
  • Benefits within the Binance ecosystem
  • Transactions on BNB Chain
Stellar Logo
Stellar
 (XLM)
  • Efficient cross-border payments
  • Payment network for financial service providers
  • Integrated asset exchange

Price and market data

Price chart

BNB
 (BNB)

$834.62

+3.38%
Stellar
 (XLM)

$0.426

-5.38%
Market data
BNBStellar
Market cap
$116.29B
$13.34B
Market share
2.87%
0.33%
Current price

$834.62

+$8.06+0.97%

$0.43

+$0.0061+1.42%
BNB converterXLM converter
All-time high
$866.96
Aug 14, 2025-3.77%
$0.88
Jan 03, 2018-51.24%
Crypto all-time highs
Cycle low
$814.44
+2.32%Yesterday
$0.028
+1,442.01%Mar 13, 2020
Prediction for 2025
Powered by AI
$1,333.34
+59.74%
$0.56
+31.79%
BNB predictionXLM prediction
Relative Strength Index
Neutral
BuySell
Neutral (63.04)
Neutral
BuySell
Neutral (53.24)
Price trend
Positive
(19/30 days)
Positive
(16/30 days)
Price performance
+61.79%
+351.65%
Price performance
+24.17%
+3.00%
Price performance
+16.19%
-8.82%
Price performance
+3.38%
-5.38%
Price performance
+0.97%
+1.42%
Price performance
+0.51%
+0.43%
Annual return
+17.58%
+29.69%
Annual return
+121.70%
+149.95%
Annual return
+29.12%
+83.06%
BNB returnsXLM returns
Total return
+771,263.04%
2017 – 2025
+16,047.95%
2014 – 2025
Average annual return
+1,037.52%
+1,140.33%
Transaction volume
$1.62B
24h
$413.79M
24h
Max supply
200M
50B
Circulating supply
139.29M
31.3B
Inflation
Year
8.03%
Year
Crypto inflation

On-chain data

Market data
BNBStellar
Total Value Locked (TVL)
$7.15B
$149.5M
What is Total Value Locked?
Market cap/TVL (ratio)
16.26
89.25
Transactions (avg./day)
Active addresses (24h)

Our rating

Our rating
BNBStellar
Our overall rating
BNB
Stellar
How we evaluate cryptocurrencies

Our individual ratings

Risk
BNB: 5 of 10
Risk (BNB)
Stellar: 2 of 10
Risk (Stellar)
BNB Logo
Stellar Logo
riskyless risky
Community
BNB: 7 of 10
Community (BNB)
Stellar: 4 of 10
Community (Stellar)
BNB Logo
Stellar Logo
smalllarge
Hype & momentum
BNB: 6 of 10
Hype & momentum (BNB)
Stellar: 2 of 10
Hype & momentum (Stellar)
BNB Logo
Stellar Logo
weakstrong
Active usage
BNB: 7 of 10
Active usage (BNB)
Stellar: 2 of 10
Active usage (Stellar)
BNB Logo
Stellar Logo
lowhigh
Network effect
BNB: 5 of 10
Network effect (BNB)
Stellar: 1 of 10
Network effect (Stellar)
BNB Logo
Stellar Logo
weakstrong
Decentralization
BNB: 3 of 10
Decentralization (BNB)
Stellar: 4 of 10
Decentralization (Stellar)
BNB Logo
Stellar Logo
centralizeddecentralized

Our opinion

BNB Logo
BNB
 (BNB)
From a purely technical perspective, we are not big fans of BNB. Both the native blockchain and the BNB coin are highly dependent on the actions of the exchange “Binance,” which raises significant doubts about decentralization, independence, and censorship resistance. On the other hand, “CZ” (Changpeng Zhao), founder and CEO of the exchange, has consistently demonstrated strong entrepreneurial skills and continually seeks new ways to integrate the BNB token more deeply into the Binance ecosystem and create new use cases. Additionally, a certain portion of tokens is burned every month, further reducing the supply.
BNB overview
Stellar Logo
Stellar
 (XLM)
The open-source Stellar network shares similarities with Ripple (XRP) both in its target audience and technology: neither uses a traditional blockchain to manage their decentralized networks, and both aim to make cross-border payments more efficient. This similarity is no coincidence, as Jed McCaleb, one of Stellar’s co-founders, previously worked at Ripple (XRP). Cross-border payment flows present significant challenges for many financial institutions, often being costly and slow. Stellar addresses similar issues as Ripple but takes a more open approach by serving both businesses and individuals. The Stellar network is already used by notable payment providers such as Stripe, MoneyGram, and Circle. We find Stellar very interesting but feel the market in this segment is too uncertain to form a definitive judgment.
Stellar overview

Details

Info
BNBStellar
Founder
Changpeng Zhao
Jed McCaleb, Joyce Kim
Developer
Binance
Stellar Development Foundation
Published
2017
2014
Open source
Yes
Yes
Sector
Exchange Token
Currency
Key feature
Ecosystem
Payment Network
Blockchain
BNB Chain
Staking
Yes
No
Consensus mechanism
Proof of Staked Authority
Stellar Consensus Protocol (SCP)
Energy consumption
Low
Low
Transactions per second
60 TPS
3,000 TPS
Institutional investors
  • Jump Capital
  • LuneX Ventures
  • M31 Capital
  • Multicoin Capital
  • Stripe
  • Galaxy Digital
  • ValueNet Capital
  • Astronaut Capital
  • Parallax Digital
  • Myriad Capital Management
  • etc.
Community
14.32M followers
826,954 followers
Website
www.bnbchain.world
www.stellar.org
Whitepaper
Whitepaper
Whitepaper
BNB vs Stellar

BNB or Stellar

Market data comparison of BNB versus XLM

The current price of BNB is $834.62 and has increased by in the last 24 hours. Stellar is currently trading at $0.43, with a gain of over the same period. BNB has a market cap of $116.29B and ranks 5th. Stellar follows with a market cap of $13.34B, ranking 17th — meaning it is valued lower.

We automatically update all market data every 15 minutes, so you always have the latest figures for your comparison.

Should I buy BNB or Stellar?

You should be aware that investing in cryptocurrencies carries risks, and we are neither allowed nor intending to provide investment advice. Still, we'd like to offer some food for thought: consider the opportunities and risks associated with both BNB and Stellar. What target markets and problems are these two projects aiming to address?

If you're still unsure whether to invest in BNB or Stellar, you can take a look at some additional market data to help with your decision:

Currently, BNB is about below it's all-time high of $866.96 reached on Aug 14, 2025.
In comparison, Stellar is down approximately from it's all-time high of $0.88 on Jan 03, 2018.
BNB currently has a 291.57% higher 24h transaction volume of $1.62B compared to Stellar with $413.79M.
Over the past year, BNB achieved a total return of , while Stellar returned . Keep in mind, however, that past performance rarely guarantees future results.

Additional criteria for comparing cryptocurrencies:

  • What problem does the project aim to solve, and is a decentralized network meaningful and necessary for it?
  • How actively is the network being used?
  • Does the project have a large and active community?
  • How strong is the development activity? (e.g., on GitHub)
  • How decentralized is the underlying blockchain and the project itself?

How we evaluate cryptocurrencies

These are just a few indicators you can use to better evaluate and compare cryptocurrencies like BNB and Stellar. Cryptocurrencies and their underlying technologies are often difficult to compare — even for professionals. So don’t stress yourself out, and never let emotions or fear of missing out drive your investment decisions.

Where can I buy BNB or Stellar?

Today, there are many reputable and secure exchanges that make it easy to invest in BNB and Stellar. We're happy to help you choose the right one: simply use our exchange comparison tool to find the platform that best suits your needs. Both BNB and Stellar are well-known and in high demand, which means they're available on most major exchanges.

Crypto exchanges comparison

Which crypto wallet is best for BNB and Stellar?

If you want to store cryptocurrencies like BNB or Stellar yourself, choosing the right wallet is essential. Consider your personal preferences when deciding: Is ease of use important to you? Do you prefer maximum security with a hardware wallet (USB device), or is a software wallet sufficient for your needs? Our crypto wallet comparison helps you find the best wallet for BNB, Stellar, and many other cryptocurrencies.

Crypto wallets comparison

How does our comparison work?

Data & Interfaces

Our market data is automatically updated every 15 minutes. This means you can always use the latest data for your comparisons. We obtain the data through web interfaces (API) from CoinGecko, Santiment, DefiLlama, CoinCodex and many more

Research & Deepdive

We regularly sift through a jungle of technical whitepapers, websites, social media and forums for you. In doing so, we filter out essential and relevant information in order to present it to you clearly and comprehensibly in our comparison

Analysis & Valuation

We research and use analysis tools for blockchains and their networks, to form a fact-based foundation for our valuation. Please note that this is not an investment recommendation, but merely our personal opinion.

Community & Feedback

We check our information every 1-2 months to ensure it is up to date and correct. With the help of our community, we can find outdated or incorrect data even faster. Of course, we also welcome your feedback or suggestions for improvement!

Our data on cryptocurrencies was last updated on 2025-08-16T15:20:29.346202+00:00. Sources: CoinGecko, santiment.net, defillama.com, coincodex.com.

The content on this website is provided for general informational purposes only and does not constitute financial, investment, legal, or tax advice. It should not be interpreted as a guarantee of future price developments or as an invitation to act. All visitors are responsible for independently verifying any information before using a listed service. Trading cryptocurrencies involves significant risk and may result in the total loss of your invested capital. Past performance is not indicative of future results. We do not assume any liability for the timeliness, accuracy, or completeness of the information provided, including third-party content. Some of the links on this website are affiliate links. If you purchase a product or service through one of these links, we may receive a commission — at no additional cost to you. All actions are taken at your own risk.