XRP vs Compound

General

Description

XRP Logo
XRP
 (XRP)

XRP is the cryptocurrency of the RippleNet payment network, developed by the company Ripple. Ripple focuses primarily on financial institutions such as banks and payment service providers. Its goal is to make cross-border payments across different currency zones more cost-effective and efficient.

XRP overview
Compound Logo
Compound
 (COMP)

Compound is a Decentralized Finance (DeFi) protocol built on the Ethereum blockchain. At its core are liquidity pools where users can deposit cryptocurrencies to earn interest. On the other side, assets from these pools can be borrowed, with interest charged on the borrowed amounts.

Compound overview

Purpose and goals

XRP Logo
XRP
 (XRP)
  • Payment network for financial institutions
  • Efficient cross-border payments
  • Liquidity for network participants
Compound Logo
Compound
 (COMP)
  • Decentralized financial and lending system
  • Open protocol & interface
  • Liquidity pools

Price and market data

Price chart

XRP
 (XRP)

$2.94

+2.17%
Compound
 (COMP)

$42.56

+1.38%
Market data
XRPCompound
Market cap
$176.08B
$412.52M
Market share
4.28%
0.010%
Current price

$2.94

+$0.13+4.31%

$42.56

+$2.00+4.69%
XRP converterCOMP converter
All-time high
$3.65
Jul 18, 2025-19.38%
$910.54
May 12, 2021-95.33%
Crypto all-time highs
Cycle low
$0.11
+2,499.86%Mar 13, 2020
$24.71
+72.47%Jun 10, 2023
Prediction for 2025
Powered by AI
$6.71
+128.20%
$146.77
+245.75%
XRP predictionCOMP prediction
Price trend
Positive
(15/30 days)
Positive
(16/30 days)
Momentum
Positive
NegativePositive
Positive
Positive
NegativePositive
Positive
Relative Strength Index
Neutral
BuySell
Neutral (45)
Neutral
BuySell
Neutral (42)
News sentiment
Positive
NegativePositive
Positive (81/100)

Last 30 days

XRP newsCOMP news
Price performance
+375.31%
-9.21%
Price performance
+21.37%
+0.048%
Price performance
+6.65%
-0.28%
Price performance
+2.17%
+1.38%
Price performance
+4.31%
+4.69%
Price performance
-0.28%
+0.38%
Annual return
+38.33%
-45.24%
Annual return
+231.10%
+30.13%
Annual return
+79.90%
+90.57%
XRP returnsCOMP returns
Total return
+48,333.96%
2013 – 2025
-47.14%
2020 – 2025
Average annual return
+2,631.30%
+10.05%
Transaction volume
$6.4B
24h
$21.76M
24h
Max supply
100B
10M
Circulating supply
59.83B
9.69M
Inflation
5.77%
Year
16.46%
Year
Crypto inflation

On-chain data

Market data
XRPCompound
Total Value Locked (TVL)
$2.93B
What is Total Value Locked?
Market cap/TVL (ratio)
0.14
Transactions (24h)
1.78M
412
Active addresses (24h)
46,611
357

Our rating

Our rating
XRPCompound
Our overall rating
XRP
Compound
How we evaluate cryptocurrencies

Our individual ratings

Risk
XRP: 1 of 10
Risk (XRP)
Compound: 5 of 10
Risk (Compound)
XRP Logo
Compound Logo
riskyless risky
Community
XRP: 6 of 10
Community (XRP)
Compound: 4 of 10
Community (Compound)
XRP Logo
Compound Logo
smalllarge
Hype & momentum
XRP: 2 of 10
Hype & momentum (XRP)
Compound: 4 of 10
Hype & momentum (Compound)
XRP Logo
Compound Logo
weakstrong
Active usage
XRP: 3 of 10
Active usage (XRP)
Compound: 7 of 10
Active usage (Compound)
XRP Logo
Compound Logo
lowhigh
Network effect
XRP: 1 of 10
Network effect (XRP)
Compound: 5 of 10
Network effect (Compound)
XRP Logo
Compound Logo
weakstrong
Decentralization
XRP: 1 of 10
Decentralization (XRP)
Compound: 6 of 10
Decentralization (Compound)
XRP Logo
Compound Logo
centralizeddecentralized

Our opinion

XRP Logo
XRP
 (XRP)
Ripple is a solid company with a clear vision for cross-border payments and has already secured numerous financial partners. Following the largely favorable SEC ruling in 2023, regulatory uncertainty in the U.S. has largely been resolved, and XRP is now actively used in ODL flows, giving it a proven real-world use case. However, several structural issues remain: Ripple's massive token holdings create ongoing selling pressure and raise concerns about centralization, while many RippleNet partners use the technology without XRP, which calls into question whether the token is truly essential in the long run. Additionally, the rise of central bank digital currencies (CBDCs) could eventually make XRP's role as a bridge asset obsolete. While the technology works and has carved out its niche, XRP's price performance appears to be driven more by speculation than by underlying demand.
XRP overview
Compound Logo
Compound
 (COMP)
Compound shares many similarities with the Aave protocol and is one of the most exciting and popular applications in the world of decentralized finance. Although Compound’s liquidity pools are somewhat smaller than Aave’s, it still manages assets worth tens of billions. Additionally, Compound is favored by external platforms that integrate the protocol, such as Coinbase, Crypto.com, and OKX—some of the world’s largest crypto exchanges. We are big fans of DeFi protocols and currently see Compound alongside Aave as a leader in this segment, although Aave holds a slight edge in terms of total value locked in the ecosystem. Nevertheless, we remain bullish on Compound and its cryptocurrency, especially due to its extensive integrations with external applications: network effects play a crucial role in the success of decentralized protocols and apps.
Compound overview

Details

Info
XRPCompound
Founder
Ryan Fugger, Chris Larsen, Jed McCaleb
Robert Leshner, Geoffrey Hayes
Developer
Ripple Labs
Community, Compound Labs
Published
2012
2017
Open source
Yes
Yes
Sector
Currency
Lending
Key feature
Payment Network
Open Lending Protocol
Blockchain
XRP Ledger
Ethereum Blockchain
Staking
No
No
Consensus mechanism
Ripple Consensus Algorithm
Ethereum (ERC-20 Token)
Energy consumption
Low
Medium
Transactions per second
1,500 TPS
Institutional investors
  • Andreessen Horowitz
  • Arrington XRP Capital
  • Astronaut Capital
  • Pantera Capital
  • Blockchain Capital
  • ValueNet Capital
  • etc.
  • Coinbase Ventures
  • Andreessen Horowitz
  • Bain Capital
  • Dragonfly Capital
  • Polychain Capital
  • Jump Capital
  • etc.
Community
3.13M followers
263,781 followers
Website
xrpl.org
compound.finance
Whitepaper
Whitepaper
Whitepaper
XRP vs Compound

XRP or Compound

Market data comparison of XRP versus COMP

The current price of XRP is $2.94 and has increased by in the last 24 hours. Compound is currently trading at $42.56, with a gain of over the same period. XRP has a market cap of $176.08B and ranks 3rd. Compound follows with a market cap of $412.52M, ranking 217th — meaning it is valued lower.

We automatically update all market data every 15 minutes, so you always have the latest figures for your comparison.

Should I buy XRP or Compound?

You should be aware that investing in cryptocurrencies carries risks, and we are neither allowed nor intending to provide investment advice. Still, we'd like to offer some food for thought: consider the opportunities and risks associated with both XRP and Compound. What target markets and problems are these two projects aiming to address?

If you're still unsure whether to invest in XRP or Compound, you can take a look at some additional market data to help with your decision:

Currently, XRP is about below it's all-time high of $3.65 reached on Jul 18, 2025.
In comparison, Compound is down approximately from it's all-time high of $910.54 on May 12, 2021.
XRP currently has a 29,313.33% higher 24h transaction volume of $6.4B compared to Compound with $21.76M.
Over the past year, XRP achieved a total return of , while Compound returned . Keep in mind, however, that past performance rarely guarantees future results.

Additional criteria for comparing cryptocurrencies:

  • What problem does the project aim to solve, and is a decentralized network meaningful and necessary for it?
  • How actively is the network being used?
  • Does the project have a large and active community?
  • How strong is the development activity? (e.g., on GitHub)
  • How decentralized is the underlying blockchain and the project itself?

How we evaluate cryptocurrencies

These are just a few indicators you can use to better evaluate and compare cryptocurrencies like XRP and Compound. Cryptocurrencies and their underlying technologies are often difficult to compare — even for professionals. So don’t stress yourself out, and never let emotions or fear of missing out drive your investment decisions.

Where can I buy XRP or Compound?

Today, there are many reputable and secure exchanges that make it easy to invest in XRP and Compound. We're happy to help you choose the right one: simply use our exchange comparison tool to find the platform that best suits your needs. Both XRP and Compound are well-known and in high demand, which means they're available on most major exchanges.

Crypto exchanges comparison

Which crypto wallet is best for XRP and Compound?

If you want to store cryptocurrencies like XRP or Compound yourself, choosing the right wallet is essential. Consider your personal preferences when deciding: Is ease of use important to you? Do you prefer maximum security with a hardware wallet (USB device), or is a software wallet sufficient for your needs? Our crypto wallet comparison helps you find the best wallet for XRP, Compound, and many other cryptocurrencies.

Crypto wallets comparison

How does our comparison work?

Data & Interfaces

Our market data is automatically updated every 15 minutes. This means you can always use the latest data for your comparisons. We obtain the data through web interfaces (API) from CoinGecko, DefiLlama, CoinCodex and many more

Research & Deepdive

We regularly sift through a jungle of technical whitepapers, websites, social media and forums for you. In doing so, we filter out essential and relevant information in order to present it to you clearly and comprehensibly in our comparison

Analysis & Valuation

We research and use analysis tools for blockchains and their networks, to form a fact-based foundation for our valuation. Please note that this is not an investment recommendation, but merely our personal opinion.

Community & Feedback

We check our information every 1-2 months to ensure it is up to date and correct. With the help of our community, we can find outdated or incorrect data even faster. Of course, we also welcome your feedback or suggestions for improvement!

Our data on cryptocurrencies was last updated on 2025-10-01T15:35:21.541984+00:00. Sources: CoinGecko, defillama.com, coincodex.com.

The content on this website is provided for general informational purposes only and does not constitute financial, investment, legal, or tax advice. It should not be interpreted as a recommendation to buy, sell, or hold cryptocurrencies, nor as a guarantee of future price developments. You are responsible for independently verifying any information before using a listed service. Trading cryptocurrencies involves significant risk and can result in the total loss of your capital. Past performance is not indicative of future results. We do not accept any liability for the timeliness, accuracy, or completeness of the information provided, including content from external or third-party sources. All actions are taken at your own risk. Some links on this website are affiliate links. If you purchase a product or use a service through these links, we may receive a commission at no additional cost to you. Our content, comparisons, and rankings remain editorially independent. This helps us provide free content and continue developing the platform. Thank you for your support.